If the unthinkable happened and you or your partner died, quite apart from the emotional turmoil of the bereavement, how would your loved ones cope financially?

A Life Assurance policy can protect your family from the financial implications of a personal tragedy in the event of the death of the policy holder.

What Is Life Assurance?
A Term Life Assurance plan is the most basic form of life insurance – it covers you for a fixed period and pays out a one off lump sum if you die during the policy term.

With some term insurance policies you can add additional options, for example critical illness cover. If you do add on critical illness cover, the plan will pay out once on diagnosis of a qualifying critical illness or if you die during the term of the policy.

Who Is It For?
Providing financial security to safeguard the home and lifestyle of your family is particularly important if you have young children or dependents. A Life Assurance policy is designed for those who want to leave a lump sum in the event of their death within a specified time period. The lump sum is typically used to cover a mortgage or other loan repayments or to ensure that your family is protected from the effects of having to repay a debt after the main breadwinner has passed away.

Harris Begley can give you specialist advice about protecting your family’s needs for the future.

To book your free, no obligation initial appointment, please contact Harris Begley on Tel 01736 366550 or email

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at