Each year 1 million UK workers suddenly find themselves unable to work due to serious illness or injury…*

That’s why it’s important to have adequate protection in place to keep a roof over your head and to cover your mortgage and living expenses, should you be unable to work due to illness, injury or involuntary unemployment.
Our Mortgage Protection Cover is designed to give you and your family peace of mind that should the unexpected happen, your home and lifestyle are protected if you are unable to work.

Protect Your Income

Mortgage Protection Cover is an insurance policy which could pay you a monthly benefit if you can’t work due to an accident, sickness or involuntary unemployment. You can use the monthly benefit to pay your mortgage repayments, bills or any other living expenses.


Choose the cover to suit your needs:

– Accident, Sickness and Unemployment
– Accident and Sickness only
– Unemployment only

Choose the amount of cover you need – you can cover up to 65% of your gross monthly income (this is your total monthly income before tax and national insurance). Plus, we can adjust your level of cover if your circumstances change.

There are a variety of protection plans available and your advisor can discuss the best solution to suit your requirements. In all cases, certain restrictions, terms, conditions and exclusions apply.

For a free, no obligation initial consultation to discuss your protection plans, please contact Harris Begley on Tel 01736 366550 or email

*(Source: Association of British Insurers, Welfare reform for the 21st Century, September 2014).

This Payment Protection Insurance is optional. There are other providers of Payment Protection Insurance and other products designed to protect you against the loss of income. For impartial information about insurance, please visit the website at